We have a question for you! Q: How do you quantify the value people recieve from financial advice? A: By wealth accumulation over time, which is documented here: Wow! So, why does working with a financial advisor have such a positve impact? One important reason is that financial advisors invest for the long term. Plus,...Read More
Fidelity Investments has just released their 2025 Retirement Report which contains a wealth of information regarding retirement in Canada. Contact us and we will send this valuable report to you. We highly recommend that you read this excellent summary of financial issues and trends affecting Canadians, including: changes in average retirement age, expected savings needed to...Read More
One of the most practical books we recommend on personal finances is The Millionaire Next Door. This New York Times best seller, written in 1996 by Thomas Stanley, Ph.D. and William Danko, Ph.D., studies the money habits of people who consistently become wealthy. 7 Factors describe those who build substantial wealth: They live well below their...Read More
Did you know that we offer a valuable portfolio evaluation service? We would be pleased to evaluate your existing investment portfolio, at no cost and no obligation. We use software to analyze any portfolio’s risk-adjusted returns and compare them to our pension-style model portfolios. Please visit: https://cwealth.ca/contact-us/ to connect with us. We select best-in-class...Read More
We are very pleased to launch our new website! Visit www.cwealth.ca for details about what we believe and the services we offer you. You will find information about our team, our ethics, and key concepts about investing. You may request your portfolio analysis using software to compare your current portfolio with our CommonWealth Model Portfolios. ...Read More
Hello Everyone, Exciting news! We are launching our new website soon! Below is a sneak peak of our video introducing our CommonWealth Team: Please feel free to share! Your CommonWealth TeamRead More
A financial advisor’s primary responsibility is to help you clarify and achieve your financial goals. Unfortunately, hearing once a year from an advisor is standard practice. However, regular communication with your advisor is vital to ensure your investment plan continues to serve you best. The information you provide is necessary to properly take care of...Read More
We came across a detailed article, “How to Gift Money to a Family Member or Friend in Canada” which answers many common questions about the practice of giving or receiving money. https://www.springfinancial.ca/blog/save-invest/how-to-gift-money-to-family-member-or-friend-canada Topics such as restrictions on gifting, the amount you can gift, potential taxes, important differences between Canada and the U.S., as well as...Read More
On September 18, 2024, the Federal Reserve cut the federal funds rate 50 bp from 5.25% to 4.75%. Naturally, people have asked for information about financial markets in the months and years following such events. We welcome the opportunity to discuss your needs and to explain how our balanced and diversified portfolios can help you...Read More
The Warren Buffett Stock Market Indicator measures if the stock market is too high or low by simply comparing its total dollar value to the total dollar value of the U.S. economy (GDP). Currently, this indicator, which is Mr. Buffett’s favourite, is two standard deviations above average showing that the stock market is expensive relative...Read More
