“The best investors do not target return; they focus first on risk…” ~Seth Klarman How do the best investors decide when and where to invest today based upon headlines that swing so quickly between despair and euphoria?  Well, they actually don’t decide. The best investors hire fund managers so they can enjoy their lives! They have learned...Read More

Our “pension-style” portfolios provide opportunity as well as safety for Canadian investors.  Here are two reasons we diversify your funds outside of Canada: Canada represents only 3% of the world’s market capitalization. Investing internationally diversifies risk.   While our fund managers do invest inside Canada, even our “Canadian” funds have invested the maximum (up to 50%)...Read More

The most important part of an investment return is the amount of risk taken to achieve it. Investors should always be in control of their level of risk. Even if two portfolios achieve the same return, the one that takes less risk to do so is the better option. Improving risk-adjusted returns is a critical...Read More