We would like to provide you with some relevant perspective on the current market volatility. Corrections are a process and they are eventually met with an effective policy response. This encouraging chart shows how the S&P500 historically performed during the year following a sucessful resolution: Source: Alpine Macro The point of maximum financial opportunity occurs during...Read More
Do you want to know how to build meaningful wealth during a lifetime? The most proven way is achieved through business ownership. By investing wisely in the shares of companies trading on public stock exchanges, we become owners of companies which allows us to “share” in their growing corporate profits. Evidence for the ability of business...Read More
In the classic movie, “It’s a Wonderful Life” there is a very important conversation about money. A despairing George Bailey, asks his guardian angel, Clarence, “You don’t happen to have $8,000 bucks on on you, do ya?” Clarence responds, “Oh no, we don’t use money in heaven.” George replies, “Comes in pretty handy down here, bub!” ...Read More
Whether you are planning for retirement or are already in retirement, the Commonwealth Financial Strategies team can help you to explore your retirement roadmap ensuring that you take advantage of all available financial strategies. We invite you to a personal Zoom meeting to discuss: 1. The lifestyle you would like to maintain throughout your retirement....Read More
On March 11, the S&P500 traded approximately 10% down from its peak – the definition of a market correction – which may lead investors to ask what they should do. Here are three important services we provide: We check up on your personal financial goals: We can consult with you and put your financial “big picture”...Read More
Our team helps investors set realistic expectations. While markets were up approximately 75% of the time over the last 50 years, it is good to remember downturns can be significant – four periods saw the markets losing approximately 20% and much more in 2008/9. The cumulative losses from 2000-2002 are especially noteworthy. Our portfolios participate...Read More
Our CommonWealth “pension-style” portfolios participate strongly in market upside while incorporating a diverse set of effective strategies to adjust risk on your behalf. This multi-strategy approach is specifically designed to protect your funds against market downside. Each fund employs a unique risk management tool and in combination they provide you with a complementary suite of...Read More
Your investment portfolio must be properly suited to the financial goals you wish to pursue. What matters to people is their particular market experience during their personal investment time frame. This article by Ben Carlson explores how different time periods can produce highly variable market returns: https://www.virtus.com/assets/files/8wn/the-long-term-depends-on-your-time-horizon_5004.pdf Keep in mind that long-term stock market numbers...Read More
Did you know that we offer a valuable portfolio evaluation service? We would be pleased to evaluate your existing investment portfolio, at no cost and no obligation. We use software to analyze any portfolio’s risk-adjusted returns and compare them to our pension-style model portfolios. Please visit: https://cwealth.ca/contact-us/ to connect with us. We select best-in-class...Read More
Our pension-style portfolios are designed to smooth out your investing experience while meeting your long-term goals. Examine this fascinating “Sector Quilt” chart to see the drastic annual differences in performance among individual compnonents of the S&P500. Sectors frequently oscillate between the best and worst performers from year to year which demonstrates the benefits of ongoing...Read More
