How some investors lost money on a fund that averaged 30 percent returns annually  Author: Sam SivarajanSource: The Globe and Mail, July 28, 2023 Imagine investing in a fund that returned an average of approximately 30 per cent a year for more than a decade. Interested? Sounds like a recipe for a winning portfolio. Except...Read More

When we provide financial advice for Canadians we discuss the benefits of opening a MyCRA account with the Canada Revenue Agency. With this account individuals can view and manage their taxes online and gain quick and easy access to important personal financial information. A MyCRA account can make investment planning much easier. Some benefits of...Read More

The fascinating chart below sums up nearly 100 years of investing in stocks, bonds, and guaranteed investments, through numerous geopolitical events, economic and inflation cycles. There is a tremendous amount of valuable historical information contained on one page. Take a look and if you have any questions call us to discuss a strategy how we...Read More

The most important part of an investment return is the amount of risk taken to achieve it. Investors should always be in control of their level of risk. Even if two portfolios achieve the same return, the one that takes less risk to do so is the better option. Improving risk-adjusted returns is a critical...Read More

What we mean by stewardship is to take care of peoples’ investments as though we are managing our own money and we do invest in the same portfolios of funds that we recommend for our clients. We practice the same financial planning strategies that we recommend as well because we want life to be more...Read More

We want to help you be more confident about your finances and enjoy life. As Financial Advisors we give our clients the time, consideration and expertise they need to steward their wealth. A healthy financial foundation can bring peace of mind. We recommend these books to help you to build wealth and enjoy life! The Millionaire...Read More

We want you to be informed. Please watch this short video that explains how a woman’s bank accounts were accessed through an Interac payment scam on Facebook Marketplace. Feel free to forward this message to anyone who needs to be aware of this fraudulent scheme.Read More

We started CommonWealth Financial Strategies at Queensbury Securities, because after many years in the financial industry, we believed we could offer a better way for people to steward their investments that is in their best interest.  Financial Advisors Should: Focus on client investments that meet their needs rather than chasing fads   Offer pension-style portfolios constructed...Read More

Dollar Cost Averaging is a disciplined method of investing which can deliver significant benefits over time. Spreading purchases out monthly over the calendar year means your investments are less affected by market timing. Accumulating wealth in stocks by systematically moving money into a number of diversified funds represents an efficient way of saving and investing....Read More

The following sneak peek into our “pension-style” investment process comes from our forthcoming new website…more to follow! Below we detail how we manage our CommonWealth Portfolios.  We do this work for our clients so they can invest with confidence. Our Pension-Style Investment Process: First, we use multiple statistical metrics and strict quantitative criteria to test...Read More