Queensbury Securities Inc. is becoming Monarch Wealth Securities Inc. Dear Valued Client, We are pleased to announce that, effective November 1, 2026, Queensbury Securities Inc. will officially change its name to Monarch Wealth Securities Inc. This transition reflects an exciting new chapter for our firm, and we want to assure you that no action is...Read More

“Diversification is an established tenet of conservative investment.” ~ Benjamin Graham, The Intelligent Investor What is factor investing?  There is more than to investing than just value or growth styles.   Here are some key investment “factors” and what they mean: Quality: Financially healthy companies with strong earnings power Value: Companies whose shares are relatively inexpensive...Read More

“You must pay taxes. But there’s no law that says you gotta leave a tip.” ~ Morgan Stanley It’s what you keep that matters! Although many of the following tax-efficient income strategies are not well known, they can help you to keep more of your money in your pocket. Sometimes, these strategies may be combined...Read More

“Invest for the long haul. Don’t get too greedy and don’t get too scared.” ~ Shelby M.C. Davis Which type of investor you are depends upon your risk tolerance. Take a look at the index results across the standard investment portfolio categories: Conservative, Balanced, Growth and Aggressive.  These numbers are based on indexes, not managed...Read More

What do rising rates mean for investors? What could be the impact on your stock and bond portfolios?  From 1982 to 2022, interest rates were generally falling. Then, about 5 years ago, they bottomed and started to rise noticeably. In this dramatic cycle rates peaked in the mid-teens and then declined even to the shocking...Read More

“Almost every financial blow-up is because of leverage.” ~ Seth Klarman Nobody wants a margin call! Though investors invariably increase margin debt during times of expansion, they also inevitably encounter liquidation events. This chart shows the amplification of leverage on stock markets:   Those gray shaded areas above indicate years of recessions, during which investors...Read More

“Everybody has a plan until they get hit.” ~ Mike Tyson In the face of potential market volatility, we need confidence. Successful investors compound their financial assets by following a professional process over the long run.   To stay the course, you will need:  Clarity on your risk tolerance Clarity on potential market volatility -see below...Read More

Do you know how much Canadians pay in taxes? All told, we pay 41.9% percent of our income in taxes. The average family’s tax bill is even greater than what we spend on our basic necessities such as food, shelter, and clothing.  The average Canadian family’s expenditures as percentage of cash income, 2025 Source: Fraser...Read More

“Bad news sells because the amygdala is always looking for something to fear.” ~ Peter H. Diamandis A little context can provide some good perspective. While headlines are designed to trigger an emotional response in us, creating questions, shocking with language, and featuring unsettling stories, the full picture is often considerably different.  You may even...Read More

“In investing, success teaches people that making money is easy, and that they don’t have to worry about risk — two particularly dangerous lessons.” ~ Howard Marks What can we learn from market cycles? This article, How Will This Cycle End? by Ben Carlson, highlights some of the dangers that can develop in stock markets. It...Read More