Did you know that we offer a valuable portfolio evaluation service? We would be pleased to evaluate your existing investment portfolio, at no cost and no obligation. We use software to analyze any portfolio’s risk-adjusted returns and compare them to our pension-style model portfolios. Please visit: https://cwealth.ca/contact-us/ to connect with us. We select best-in-class...Read More
Our pension-style portfolios are designed to smooth out your investing experience while meeting your long-term goals. Examine this fascinating “Sector Quilt” chart to see the drastic annual differences in performance among individual compnonents of the S&P500. Sectors frequently oscillate between the best and worst performers from year to year which demonstrates the benefits of ongoing...Read More
We routinely cover the following topics with clients because they can significantly affect their personal finances. This framework can help prepare you for financial success. Let us know if you have any questions and we can set up a time to discuss your financial goals with you. 1. Budget and Balance Sheet Issues Taking periodic...Read More
Most of us work hard, sacrifice and invest our savings over many years but when our retirement arrives we may not have fully considered how to make the significant lifestyle shift from saving to spending. We must learn to change our mindset from accumulating assets to spending our money. Frequently, for those who are frugal...Read More
We are very pleased to launch our new website! Visit www.cwealth.ca for details about what we believe and the services we offer you. You will find information about our team, our ethics, and key concepts about investing. You may request your portfolio analysis using software to compare your current portfolio with our CommonWealth Model Portfolios. ...Read More
The Fraser Institute estimates that Canadian families already pay 43% of their budget in taxes. Furthermore, our taxes are increasing this year with hikes that will cost taxpayers another $3.4 Billion annually! Due to the challenges posed by high inflation and increasing taxes, Canadians have to prepare more diligently to manage their own finances effectively. To...Read More
March 3, 2025 is the last day to make an RRSP contribution for the 2024 tax year. You can find your personal contribution limit on your Notice of Assessment (NOA) from Canada Revenue Agency and can confirm with your Tax Advisor. These are some potential benefits of an RRSP to consider: You receive an RRSP tax deduction to use against income Your...Read More
The new First Home Savings Account (FHSA) has been introduced to try and help Canadians save for a down payment on their first home. Below is some introductory information regarding the FHSA. Appreciating that everyone’s situation is unique, as well as the complexities involved in this and other similar programs, professional tax advice is recommended. ...Read More
Hello Everyone, The annual limit for a Tax-Free Savings Account (TFSA) contribution in 2025 is $7,000. A Canadian taxpayer who has never contributed to a TFSA and has been eligible for one since its inception in 2009 will have a cumulative contribution room of $102,000. The TFSA can save Canadians (non-US citizens) a considerable amount...Read More
Hello Everyone, Exciting news! We are launching our new website soon! Below is a sneak peak of our video introducing our CommonWealth Team: Please feel free to share! Your CommonWealth TeamRead More
