“It’s pretty easy to get well-to-do slowly. But it’s not easy to get rich quick.” ~ Warren Buffett We came across surprising statistics regarding day trading. Did you know that only 1% of traders are profitable? Moreover, 60% quit after one month, and 80% quit within two years. Scientific research indicates sucessfull investors tend to invest...Read More

“A calm and modest life brings more happiness than the pursuit of success with constant recklessness.” ~Albert Einstein How do we overcome the financial mistakes investors repeat generation after generation? How do we manage our instincts such as fear, envy, and overconfidence?  Our answer is that “pension-style” investing solves these problems and helps us sleep...Read More

Our “pension-style” portfolios provide opportunity as well as safety for Canadian investors.  Here are two reasons we diversify your funds outside of Canada: Canada represents only 3% of the world’s market capitalization. Investing internationally diversifies risk.   While our fund managers do invest inside Canada, even our “Canadian” funds have invested the maximum (up to 50%)...Read More

The study of behavioural finance reveals that investors form certain biases based on past experiences. These patterns of thought can lead to investment decisions that are driven by emotion rather than rationality. To overcome these biases we need to be aware of them and understand how they can work against us.  One way to overcome...Read More

We want you to alert you to a fraudulent website scam costing Canadians their savings: Spoofing! “Spoofed” websites look like the real thing but they are fake! This scam is so dangerous because criminals carefully imitate trusted websites in order to empty victims’ bank accounts. By clicking on a link in a text or email link – or even performing...Read More

We have all experienced a tremendous amount of change during the first half of this decade! In his article, The Most Volatile Decade, Ben Carlson notes the paradox for investors during these last five years: “The booms and busts are happening faster than ever yet the market continues to charge higher.” “Although this decade has seen a...Read More

Fidelity Investments has just released their 2025 Retirement Report which contains a wealth of information regarding retirement in Canada.  Contact us and we will send this valuable report to you.  We highly recommend that you read this excellent summary of financial issues and trends affecting Canadians, including: changes in average retirement age, expected savings needed to...Read More

When you work with a financial advisor you need to know what services you may expect. We designed our advisory service to provide you with personalized investment advise. Accordingly, our professionals are always available to meet with you. We created our team’s website and we send out regular emails to keep you up-to-date on matters...Read More

Everyone is happy when stock markets rise and, fortunately, they do achieve positive returns most years.  Yet, the longer you invest, the more likely it is you will encounter challenging markets. Still, the only way for investors to fully enjoy their attractive long-term gains is to stay the course during market dips.  Our “pension-style” portfolios...Read More

As you may know, the composition of the S&P500 has changed dramatically over time. In fact, the top 10 stocks in the index are completely different today than they were only a few years ago!   Considering that many of the most successful companies were replaced in the index by competitors, we can be reasonably confident the leadership...Read More