Everyone is happy when stock markets rise and, fortunately, they do achieve positive returns most years.  Yet, the longer you invest, the more likely it is you will encounter challenging markets. Still, the only way for investors to fully enjoy their attractive long-term gains is to stay the course during market dips.  Our “pension-style” portfolios...Read More

As the S&P500 recovers from a recent correction we have an opportunity to review the risk vs return of stocks.  Last year, the S&P500 finished up 24.9% with a drawdown of 8.5% – That’s a swing of 33.4%! This year the index fell approximately 20% before rebounding, but of course, we don’t know how this...Read More

Investors sometimes ask, “Should we wait until stock markets have bottomed before we invest?”  We would like to share two reasons why our answer is “no.” Stock markets bottom well before economic downturns are at their worst.    Life is more important than worrying about negative headlines.    Stock markets look forward. Prices bottom long before corporate...Read More

“The real key to making money in stocks is to not get scared out of them.” ~ Peter Lynch, Fidelity The most successful investors often surprise us with advice that seems counterintuitive: Do not attempt to forecast financial markets. Maintain your investment discipline during periods of market turmoil.  The average investor may find it difficult to follow these...Read More

We would like to provide you with some relevant perspective on the current market volatility.  Corrections are a process and they are eventually met with an effective policy response. This encouraging chart shows how the S&P500 historically performed during the year following a sucessful resolution:   Source: Alpine Macro The point of maximum financial opportunity occurs during...Read More

On March 11, the S&P500 traded approximately 10% down from its peak – the definition of a market correction –  which may lead investors to ask what they should do.  Here are three important services we provide:  We check up on your personal financial goals: We can consult with you and put your financial “big picture”...Read More

Our team helps investors set realistic expectations. While markets were up approximately 75% of the time over the last 50 years, it is good to remember downturns can be significant – four periods saw the markets losing approximately 20% and much more in 2008/9. The cumulative losses from 2000-2002 are especially noteworthy. Our portfolios participate...Read More

Our CommonWealth “pension-style” portfolios participate strongly in market upside while incorporating a diverse set of effective strategies to adjust risk on your behalf. This multi-strategy approach is specifically designed to protect your funds against market downside. Each fund employs a unique risk management tool and in combination they provide you with a complementary suite of...Read More