Tag

Risk Management
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Good Debt, Bad Debt and Borrowing to Invest

A question that clients occasionally wish to discuss is the issue of debt. While being debt free is a great objective, it is important to distinguish between good debt and bad debt and to think in terms of achieving your overall financial goals. Good debt can contribute to your wealth and happiness in the long-term....
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Bear Market and Recovery Chart

The chart below illustrates historical Bear Market declines for the S&P500 and following recoveries once a new all-time high was eventually achieved. On January 19, 2024 a new high was recorded following the Bear Market of 2022. Here are a few general observations: 1) Market declines can be significant. 2) Market recoveries can also be...
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True Story: Canadian’s Inheritance Lost in Mail

In the fall of 2023, Canadian news outlets reported the agonizing story of a retiree, Louis Kavaratzis, when registered mail sent to him went missing
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hand holding tree growing out of money signifying financial growth

Protect yourself against the new AI scam

To gain your trust, scammers contrive false scenarios to create a sense of urgency and then pressure victims
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