In an environment where the media bundles business news with sports, we are conditioned to hearing stock market price updates along with the scores of games. When a sports match is very exciting, we pay attention. Likewise, when stock markets are volatile, we are captivated. However, it is vital to maintain a balanced perspective so that...Read More
“That fear of missing out on things makes you miss out on everything.” ~Etty Hillesum As we are all aware, particular assets can rise very sharply from time-to-time. Predictably, news stories will create anxiety by focusing on the unusual gains other market participants are making, which can influence investor sentiment quite dramatically. As more people...Read More
“There is a symmetry to bear markets in the short-term. In the long-term there is an asymmetric relationship between bull and bear markets. You just have to survive the short run to get to the long run.” ~ Ben Carlson Bulls and bears represent stock markets because of the way they attack. Bulls fight by...Read More
Our “pension-style” portfolios provide opportunity as well as safety for Canadian investors. Here are two reasons we diversify your funds outside of Canada: Canada represents only 3% of the world’s market capitalization. Investing internationally diversifies risk.  While our fund managers do invest inside Canada, even our “Canadian” funds have invested the maximum (up to 50%)...Read More
Our CommonWealth “pension-style” portfolios participate strongly in market upside while incorporating a diverse set of effective strategies to adjust risk on your behalf. This multi-strategy approach is specifically designed to protect your funds against market downside. Each fund employs a unique risk management tool and in combination they provide you with a complementary suite of...Read More
A question that clients occasionally wish to discuss is the issue of debt. While being debt free is a great objective, it is important to distinguish between good debt and bad debt and to think in terms of achieving your overall financial goals. Good debt can contribute to your wealth and happiness in the long-term....Read More
The chart below illustrates historical Bear Market declines for the S&P500 and following recoveries once a new all-time high was eventually achieved. On January 19, 2024 a new high was recorded following the Bear Market of 2022. Here are a few general observations: 1) Market declines can be significant. 2) Market recoveries can also be...Read More
In the fall of 2023, Canadian news outlets reported the agonizing story of a retiree, Louis Kavaratzis, when registered mail sent to him went missingRead More
