“For the times, they are a-changin'” ~ Bob Dylan Do you ever wonder what are my money managers doing for me? Revisiting the New Playbook, by Robert Taylor at Canoe Financial, provides insight into how a fund manager thinks and acts in financial markets. This great article illustrates the benefits of active management while addressing the...Read More

“Recovery time” is a very important feature of our portfolio analysis. After all, quality financial advice is not just a matter of saying, “difficult times have historically been followed by better outcomes.” Specifically, we compare the length of time it takes for your portfolio to recover its former value after corrections versus the stock market...Read More

“Know what you own and why you own it.”  ~ Peter Lynch A foundational principle of money management is to own quality investments.  Well-managed companies with financial strength, high profitability, and competitive advantages should provide superior risk-adjusted returns over the long-term.   Yet, there are often significant periods when quality stocks can appear to be less attractive if...Read More

Millions of investors place their trust in financial advisors to manage their portfolios.  However, we are different because we offer “pension-style” portfolios along with our personalized advice to help you achieve your goals. As a result, most of our clients have entrusted us, not with part, but with all of their investment wealth. If you...Read More

“The real key to making money in stocks is to not get scared out of them.” ~ Peter Lynch, Fidelity The most successful investors often surprise us with advice that seems counterintuitive: Do not attempt to forecast financial markets. Maintain your investment discipline during periods of market turmoil.  The average investor may find it difficult to follow these...Read More

Did you know that we offer a valuable portfolio evaluation service? We would be pleased to evaluate your existing investment portfolio, at no cost and no obligation.  We use software to analyze any portfolio’s risk-adjusted returns and compare them to our pension-style model portfolios. Please visit: https://cwealth.ca/contact-us/ to connect with us.   We select best-in-class...Read More

A general fall in the value of stock markets could present serious challenges to retirees and those who are late in their careers. Rather than benefitting from an opportunity to purchase lower priced securities, those investors may now have to sell their investments to withdraw funds in order to provide for their retirement needs. This...Read More

Buying low and selling high are much easier said than done because we are naturally more excited to purchase investments in rising markets but when markets fall we tend to worry and sometimes sell at or near lows.    Our pension style portfolios take this responsibilty off of your shoulders and help you navigate through...Read More

Recently, the S&P500 has experienced a correction of more than 5%. Since it has been a while that we have seen markets decline it is helpful for us to be reminded this is normal behavior for stock market investments. For investors to be forewarned is to be forearmed. Knowing and preparing for volatility is important...Read More

The following sneak peek into our “pension-style” investment process comes from our forthcoming new website…more to follow! Below we detail how we manage our CommonWealth Portfolios.  We do this work for our clients so they can invest with confidence. Our Pension-Style Investment Process: First, we use multiple statistical metrics and strict quantitative criteria to test...Read More