Millions of investors place their trust in financial advisors to manage their portfolios. However, we are different because we offer “pension-style” portfolios along with our personalized advice to help you achieve your goals. As a result, most of our clients have entrusted us, not with part, but with all of their investment wealth. If you...Read More
“The real key to making money in stocks is to not get scared out of them.” ~ Peter Lynch, Fidelity The most successful investors often surprise us with advice that seems counterintuitive: Do not attempt to forecast financial markets. Maintain your investment discipline during periods of market turmoil. The average investor may find it difficult to follow these...Read More
Did you know that we offer a valuable portfolio evaluation service? We would be pleased to evaluate your existing investment portfolio, at no cost and no obligation. We use software to analyze any portfolio’s risk-adjusted returns and compare them to our pension-style model portfolios. Please visit: https://cwealth.ca/contact-us/ to connect with us. We select best-in-class...Read More
A general fall in the value of stock markets could present serious challenges to retirees and those who are late in their careers. Rather than benefitting from an opportunity to purchase lower priced securities, those investors may now have to sell their investments to withdraw funds in order to provide for their retirement needs. This...Read More
Buying low and selling high are much easier said than done because we are naturally more excited to purchase investments in rising markets but when markets fall we tend to worry and sometimes sell at or near lows. Our pension style portfolios take this responsibilty off of your shoulders and help you navigate through...Read More
Recently, the S&P500 has experienced a correction of more than 5%. Since it has been a while that we have seen markets decline it is helpful for us to be reminded this is normal behavior for stock market investments. For investors to be forewarned is to be forearmed. Knowing and preparing for volatility is important...Read More
The following sneak peek into our “pension-style” investment process comes from our forthcoming new website…more to follow! Below we detail how we manage our CommonWealth Portfolios. We do this work for our clients so they can invest with confidence. Our Pension-Style Investment Process: First, we use multiple statistical metrics and strict quantitative criteria to test...Read More
By showing the returns of various portfolios (Vertical Axis) against their level of risk (Horizontal Axis) you can get a more accurate picture how real portfolios are actually functioningRead More
While index funds cost less than actively-managed mutual funds and they are both “diversified” we think index funds have some surprising drawbacks. Consider these four important disadvantages of index funds: 1. Index funds may not provide as much diversification as one thinks. Nortel’s weighting within the TSX (Canada’s main stock market index) grew from an initial 3%...Read More
