“Invest for the long haul. Don’t get too greedy and don’t get too scared.” ~ Shelby M.C. Davis Which type of investor you are depends upon your risk tolerance. Take a look at the index results across the standard investment portfolio categories: Conservative, Balanced, Growth and Aggressive.  These numbers are based on indexes, not managed...Read More

What do rising rates mean for investors? What could be the impact on your stock and bond portfolios?  From 1982 to 2022, interest rates were generally falling. Then, about 5 years ago, they bottomed and started to rise noticeably. In this dramatic cycle rates peaked in the mid-teens and then declined even to the shocking...Read More

“Everybody has a plan until they get hit.” ~ Mike Tyson In the face of potential market volatility, we need confidence. Successful investors compound their financial assets by following a professional process over the long run.   To stay the course, you will need:  Clarity on your risk tolerance Clarity on potential market volatility -see below...Read More

“Bad news sells because the amygdala is always looking for something to fear.” ~ Peter H. Diamandis A little context can provide some good perspective. While headlines are designed to trigger an emotional response in us, creating questions, shocking with language, and featuring unsettling stories, the full picture is often considerably different.  You may even...Read More

“In investing, success teaches people that making money is easy, and that they don’t have to worry about risk — two particularly dangerous lessons.” ~ Howard Marks What can we learn from market cycles? This article, How Will This Cycle End? by Ben Carlson, highlights some of the dangers that can develop in stock markets. It...Read More

It is just appalling the nerve strain people put themselves under trying to buy something today and sell it tomorrow. ~Philip Fisher What are the dangers of market timing? The first is not being invested for the long-term in markets which historically have risen most of the time. The second is that those who attempt...Read More

“An investment in knowledge always pays the best interest.” ~Benjamin Franklin How can you improve your investing experience? By avoiding typical investment mistakes. Our professional financial service will help you to avoid the following costly pitfalls, outlined in these excellent articles: Chasing Performance:How Investors Are Costing Themselves Money, Forbes Magazine Focusing Only On Fees:You Don’t...Read More

The only problem with market timing is getting the timing right. ~ Peter Lynch When I was young, I remember looking at the business section of a newspaper and asking: “Why don’t people just buy at the 52-week low?” Now that I’ve worked in the investment industry for decades, I better understand the facts about market...Read More

“Cessation of work is not accompanied by cessation of expenses.” We don’t know what stock markets will do when we plan to retire. In his article, The 4 Year Rule for Retirement Spending, Ben Carlson explains an interesting strategy for investors approaching retirement: The Retirement Buffer Strategy: Setting aside funds to pay the bills for a...Read More

“The simpler it is, the more I like it.” ~ Peter Lynch How do you feel when you see a delivery truck? It probably depends on your perspective.  If you are not expecting a delivery, you may not even notice it. If you are expecting a delivery, you will likely feel excited. But if you own...Read More