We were recently interviewed on Counterpoint with Tanya Granic Allen. “Managing Your Finances in Today’s Economy” plus our unique “pension-style” of investing.  The video is 22 minutes.  Here’s the link: https://vimeo.com/1122973363 Enjoy!Read More

We must always stay vigilant to reduce potential cybersecurity threats to our systems and data.  Phishing is a type of cyberattack that tries to trick you into revealing sensitive information like usernames, passwords, or financial details.   Criminals use deceptive emails, messages, or websites that appear legitimate so be careful if you are unsure about any email,...Read More

Have you heard of the Canadian Consumer Tax Index which tracks the tax rate the average family pays?  The total tax bill for Canadian families has now grown to 42.3% of income in 2024vs 33.5% in 1961.  The Canadian Consumer Tax Index Chart* indicates: Total taxes have increased 2,784% Family income has increased 2,186%  The Consumer Price Index increased 927%  Your...Read More

“A calm and modest life brings more happiness than the pursuit of success with constant recklessness.” ~Albert Einstein How do we overcome the financial mistakes investors repeat generation after generation? How do we manage our instincts such as fear, envy, and overconfidence?  Our answer is that “pension-style” investing solves these problems and helps us sleep...Read More

Fidelity Investments has just released their 2025 Retirement Report which contains a wealth of information regarding retirement in Canada.  Contact us and we will send this valuable report to you.  We highly recommend that you read this excellent summary of financial issues and trends affecting Canadians, including: changes in average retirement age, expected savings needed to...Read More

One of the most practical books we recommend on personal finances is The Millionaire Next Door. This New York Times best seller, written in 1996 by Thomas Stanley, Ph.D. and William Danko, Ph.D., studies the money habits of people who consistently become wealthy.   7 Factors describe those who build substantial wealth: They live well below their...Read More

We truly value our client relationships and the trust placed in us.  Our mission is to provide our clients with peace of mind as we look after the process of investing for them. We optimize our “pension-style” portfolios so you can spend your time doing what you love.  Check out what our clients are saying about us: We are very happy with the service we receive from Graz, Paul and Joseph, enjoying our retirement and...Read More

Investors sometimes ask, “Should we wait until stock markets have bottomed before we invest?”  We would like to share two reasons why our answer is “no.” Stock markets bottom well before economic downturns are at their worst.    Life is more important than worrying about negative headlines.    Stock markets look forward. Prices bottom long before corporate...Read More

In the classic movie, “It’s a Wonderful Life” there is a very important conversation about money.  A despairing George Bailey, asks his guardian angel, Clarence, “You don’t happen to have $8,000 bucks on on you, do ya?” Clarence responds, “Oh no, we don’t use money in heaven.” George replies, “Comes in pretty handy down here, bub!” ...Read More

Did you know that we offer a valuable portfolio evaluation service? We would be pleased to evaluate your existing investment portfolio, at no cost and no obligation.  We use software to analyze any portfolio’s risk-adjusted returns and compare them to our pension-style model portfolios. Please visit: https://cwealth.ca/contact-us/ to connect with us.   We select best-in-class...Read More