According the Fidelity Retirement Report 2025, nearly half of Canadians without a financial advisor are not taking any steps to prepare for retirement! (see chart below). Our role is to keep you informed and help you meet your long-term financial goals: The deadline to make an RRSP contribution is Monday, March 2, 2026 for the 2025 tax year. You can find your personal contribution...Read More
We remind you that your TFSA contribution limit is $7,000 beginning January 1, 2026. The Tax-Free Savings Account provides many benefits to Canadians over 18. Top 10 TFSA benefits: Tax-free growth Tax-free withdrawals No age limit for contributing once over 18 Carry forward contribution room A wide range of investment choices Freedom to withdraw funds at any time Ability...Read More
When you work with a financial advisor you need to know what services you may expect. We designed our advisory service to provide you with personalized investment advise. Accordingly, our professionals are always available to meet with you. We created our team’s website and we send out regular emails to keep you up-to-date on matters...Read More
Your investment portfolio must be properly suited to the financial goals you wish to pursue. What matters to people is their particular market experience during their personal investment time frame. This article by Ben Carlson explores how different time periods can produce highly variable market returns: https://www.virtus.com/assets/files/8wn/the-long-term-depends-on-your-time-horizon_5004.pdf Keep in mind that long-term stock market numbers...Read More
A financial advisor’s primary responsibility is to help you clarify and achieve your financial goals. Unfortunately, hearing once a year from an advisor is standard practice. However, regular communication with your advisor is vital to ensure your investment plan continues to serve you best. The information you provide is necessary to properly take care of...Read More
A question that clients occasionally wish to discuss is the issue of debt. While being debt free is a great objective, it is important to distinguish between good debt and bad debt and to think in terms of achieving your overall financial goals. Good debt can contribute to your wealth and happiness in the long-term....Read More
