In the classic movie, “It’s a Wonderful Life” there is a very important conversation about money.  A despairing George Bailey, asks his guardian angel, Clarence, “You don’t happen to have $8,000 bucks on on you, do ya?” Clarence responds, “Oh no, we don’t use money in heaven.” George replies, “Comes in pretty handy down here, bub!” ...Read More

We are very pleased to launch our new website!  Visit www.cwealth.ca for details about what we believe and the services we offer you. You will find information about our team, our ethics, and key concepts about investing.  You may request your portfolio analysis using software to compare your current portfolio with our CommonWealth Model Portfolios.   ...Read More

Hello Everyone, Exciting news! We are launching our new website soon!  Below is a sneak peak of our video introducing our CommonWealth Team: Please feel free to share!   Your CommonWealth TeamRead More

A financial advisor’s primary responsibility is to help you clarify and achieve your financial goals. Unfortunately, hearing once a year from an advisor is standard practice. However, regular communication with your advisor is vital to ensure your investment plan continues to serve you best. The information you provide is necessary to properly take care of...Read More

Budgeting can be easy. Here is an article from the David Ramsey organization with an online budget resource for you. There are many reasons to budget or to “tell your money where to go.” In our opinion, achieving financial peace of mind is at the top of the list. https://www.ramseysolutions.com/budgeting/why-budgeting-is-right-for-you?srsltid=AfmBOoo7W8yr_jIoAKsndEyt8b0nE9UCw426QmnT0nJ4wgdnWhLUUgaERead More

Independence. Yes please.  To us, “independent financial advice” sounds like the only kind that should be available. Yet the landscape is dominated by advisors who can only be described as conflicted or handcuffed –  options that don’t sound like they have a customer’s best interest at heart. Founded on the principle that our independence ensures...Read More

Recently, the S&P500 has experienced a correction of more than 5%. Since it has been a while that we have seen markets decline it is helpful for us to be reminded this is normal behavior for stock market investments. For investors to be forewarned is to be forearmed. Knowing and preparing for volatility is important...Read More

What we mean by stewardship is to take care of peoples’ investments as though we are managing our own money and we do invest in the same portfolios of funds that we recommend for our clients. We practice the same financial planning strategies that we recommend as well because we want life to be more...Read More

We want to help you be more confident about your finances and enjoy life. As Financial Advisors we give our clients the time, consideration and expertise they need to steward their wealth. A healthy financial foundation can bring peace of mind. We recommend these books to help you to build wealth and enjoy life! The Millionaire...Read More

Here is a short article with some solid financial advice: https://dfpi.ca.gov/wp-content/uploads/sites/337/2019/06/8_Tips_for_Financial_Success.pdf 8 Tips For Financial Success Article Summary: 1. Choose Carefully. 2. Invest In Yourself. 3. Plan Your Spending. 4. Save, Save More, and Keep Saving. 5. Put Yourself on a Budget. 6. Learn to Invest. 7. Credit Can Be Your Friend, or Enemy. 8....Read More