Your investment portfolio must be properly suited to the financial goals you wish to pursue.
What matters to people is their particular market experience during their personal investment time frame.
This article by Ben Carlson explores how different time periods can produce highly variable market returns: https://www.virtus.com/assets/files/8wn/the-long-term-depends-on-your-time-horizon_5004.pdf
Keep in mind that long-term stock market numbers are irrelevant to the time horizon of an individual.
For example, while the nearly 100-year period S&P500 return from 1928 to 2024 was 9.94%, the more realistic 25-year investment horizon for an individual, from 2000-2024, produced only 7.6%.
No one knows what any particular 25-year period might bring!
Our CommonWealth pension-style portfolios are therefore specifically designed to participate strongly in periods of market upside while incorporating defensive strategies to limit market downside.
Your CommonWealth Team
Do a friend a favour. Forward this newsletter to friends and family and encourage them to subscribe!
