Retirement in Canada is changing.
This is where our team of financial advisors can help you.
We understand Canadians are facing many new realities and can structure your portfolio to address your specific personal needs.
This 2026 Fidelity Retirement Report provides important insights into many new factors currently affecting retirees:
The Top Trend Changes in Canadian Retirement
- Family & Wealth Transfer Pressures
- 50%+ of retirees support adult children
- Often delays retirement
2. Retirement Debt Reality Has Shifted
- Over 50% of pre-retirees still carry mortgages
- Retirement is no longer “debt-free leisure”
3. Government Income Falls Short
- 90% expect to rely on CPP/OAS
- But it won’t fund desired lifestyles
4. Decumulation Strategy = Biggest Retiree Knowledge Gap
- Very few have a withdrawal strategy
- Many withdraw “as needed” with no plan
5. Lacking Confidence in Retirement Portfolio
- Client sentiment is negative (inflation, geopolitics), despite strong market returns
- Success is driven by having a good investment process, not reacting to news
Fidelity notes that while Canadians are increasingly gathering information from AI, the most trusted source for making financial decisions by far remains financial advisors.
Taking advantage of our knowledge and experience makes even more sense in times of change!
Please call us to discuss your specific investment needs.
