“Either you can retire or your money can retire but not both.” Recently, a wise friend reminded us of this astute phrase to highlight the point that we must make our money work for us.
Our sustainable program of “pension-style” investing maximizes your benefits. We promote this approach because it best assists you to prepare for retirement and during retirement it enhances your ability to fund your long-term needs.
The chart below illustrates why our “pension-style” of balanced investing is so beneficial… see how the portion of money invested in the S&P/TSX grew over 36 years if it remained invested, but switching in and out of this particular investment (often based on investors’ emotional choices) could have resulted in much smaller final returns.
Please ask us to review your plan! Call us at 416.258.8907.
Your CommonWealth Team
